6 MONTH INSPECTION WARRANTY
This Plan Agreement (Agreement) is entered into by Summit Warranty Corp (Administrator) and the
inspection client ("Plan Holder"). This Agreement establishes the terms under which Administrator will provide limited repair and reimbursement benefits for certain defects discovered during the applicable coverage period.
1. Eligibility and Scope of Coverage
1.1 Covered Items. Coverage applies only to items that:
(a) were inspected during the full home inspection; and
(b) were documented as being in good working order at the time of inspection.
1.2 Excluded Items. Items not inspected, inaccessible items, or items noted as deficient or requiring
specialist evaluation are expressly excluded. Items not specifically identified as covered items in this
plan document.
1.3 Professional Assessments. The Plan Holder may obtain an initial assessment from any licensed or
certified professional. Administrator reserves the right to request additional estimates.
2. Structural Coverage
2.1 Covered Structural Components. Coverage is limited to:
• Poured concrete foundations
• Block wall foundations
• Floor joists
• Plates
• Load-bearing walls
• Standard 6 month roof leak protection is included in the structural coverage
2.2 Financial Terms.
• Deductible: $250 per incident
• Maximum Benefit: $2,600 per incident
3. Plumbing, Electrical, HVAC, and Appliance Coverage
3.1 Plumbing Items Covered. Visible defects for: Water lines, faucets, water heaters, drain lines, and
gas lines. Tubs and shower stalls are excluded.
3.2 Electrical Systems. Main and secondary service panels and wiring.
3.3 Appliances. Kitchen appliances, refrigerator, built-in microwaves, trash compactors, washers/dryers,
and garbage disposals.
3.4 HVAC Systems. Furnaces, air conditioners (condenser and blower), and thermostats.
3.5 Age Limitation. Appliances and HVAC systems must be under 12 years old at the time of
inspection.
3.6 Financial Terms.
• Deductible: $0
• Aggregate Limit: $500 per incident
4. New Mold Protect Coverage
4.1 Covered Mold Conditions. Coverage applies only to new visible mold:
• Not present at the time of inspection
• Visible and accessible to the inspector
• Located on permanently installed surfaces
4.2 Financial Terms.
• Aggregate Limit: $2,000
• Deductible: $240 per affected area
4.3 Exclusions. Includes but is not limited to:
• Pre-existing mold
• Mold caused by neglect or third-party actions
• Homes under renovation
• Mold caused by acts of nature or plumbing line breakages
• Mold discovered after removal of walls/floors
• Medical, lodging, or lost-time expenses
5. Sewer Protect Coverage
5.1 Eligibility. Coverage applies only when a sewer scope was performed with the full home inspection.
5.2 Covered Exterior Lines.
Water supply line (to meter or main shutoff
Sewer/septic line (from exterior wall to utility connection
5.3 Financial Terms.
• Aggregate Limit: $2,000
• Deductible: $250 per incident
5.4 Exclusions. Includes:
: Acts of nature
Owner neglect
• Defective materials
• Code-related repairs
• Pre-existing damage
• Shared lines
• Renovation-related damage
• Improper line depth
• Clogs of any kind
6. General Coverage Terms
exceptenero core eason tige fad the home inspecton and continues for 6 months.
6.2 Aggregate Limit. Total liability under all coverages is $3,100 per property.
6.3 Exclusions. Includes but is not limited to:
• Brick failures
• Cracking or scaling concrete
• Pest damage (other than termite/ant coverage
• Damage from extreme natural events
6.4 Maintenance Requirement. Covered items must be maintained according to manufacturer or reasonable standards.
5 Secondary Coverage. This Agreement is secondary to all other warranties or insurance and m
ot be applied toward their deductible
6.6 Governing Law. This Agreement is governed by the laws of Hamilton County, Indiana
7. Claims Procedure
7.1 Claims must be submitted through the Administrator's online portal at
7.2 Required documentation includes:
• Full home inspection report
• Detailed contractor estimate (parts, labor, cause of failure)
• Contractor contact information
Administrator may request up to two additional estimates.
8. Administrator Information
Summit Warranty Corp
13398 Tegler Dr., Suite 120, Box 132
Noblesville, IN 46060
Call/Text: 317-824-9444